Plan for longevity.
People are living longer than the systems built to support them. Jon Sabes writes about what that means for your health, your money and your time.
A life measured in decades, not quarters.
Jon Sabes builds things that ought to exist and don’t. He has spent more than three decades building companies in financial services. Today he is the founder and chief executive of LongevityFP, focused on one problem: making retirement income last as long as life does.
He is a co-founder of the Sauna Research Foundation, the author of Healthy Wealthy Longevity, and a five-time Ironman finisher. He lives the habits he writes about.
Design life’s journey.
Healthy Wealthy Longevity is about the three things that decide how a long life goes: your health, your wealth and your happiness. Most people manage them as separate projects. They aren’t. Small choices in all three compound over decades.
Explore the book →Recent essays.
Why Gen X Should Stop Planning Around an Inheritance That May Never Arrive
There’s a number in the back of most Gen X retirement plans that nobody writes down. $124 trillion is changing hands in America. Only one in three households will ever see a dollar of it. Set yours to zero and see if the plan still stands.
Read essay →Why 65 Is the Most Dangerous Number in Your Retirement Plan
Sixty-five is an age we treat like a finish line. It wasn’t set by biology. It was actuarial arithmetic for a population that lived far less long. A 65-year-old man can expect another 18 years, a woman 21.
Read essay →Men and Women do not Run Out of the Same Thing in Retirement
Two people retire the same day with the same plan. One has half as much money. The other has no idea what to do on Tuesday. Both are retirement risks, and most planning only addresses one of them.
Read essay →Practical tools for a longer, better life.
LongevityFP
Longevity risk is the possibility of outliving your money. A healthy 65-year-old couple today has about an 80% chance that at least one spouse reaches 90, and about a 50% chance that at least one reaches 95 (IAM 2012 table, Scale G2). Jon founded LongevityFP to close the gap between how long life lasts and how long most retirement plans are built to last.
Visit longevityfp.com →
The Daily Prompt Journal
Design your life one day at a time. The prompt journal is your coach and guide. One page a day, just like your life. Your top three: a goal, gratitude and a close. It’s a practice Jon has kept every morning and every night for decades.
Explore the journal →